Does applying for an Eco Financing loan impact my credit?

Applying for an Eco Financing loan to see if you are approved or not (pre-qualification) will not affect your credit score. If you are approved and choose to move forward with the loan credit terms and complete your order, our lending partner will conduct a hard credit inquiry prior to finalizing the loan. A credit report will be obtained and used in the final loan decision process.

Your loan will not be finalized until you complete checkout and place your order. Final approval is determined by our lending partner. If you are approved for a loan but do not complete checkout, the loan will not be opened, and your application will be automatically closed.

For more details on KeyPoint Credit Union’s credit check process, please contact KeyPoint Credit Union support directly at greenlending@kpcu.com or call 408-731-4160.