Eco Financing terms and eligibility

Eco Financing is offered by KeyPoint Credit Union, a participating private lender in California’s state-administered GoGreen Financing program. GoGreen Home loans are typically unsecured fixed-rate with no collateral required.

Rates: APRs range from 4.24% to 11.49%. Your rate depends on your creditworthiness and is disclosed before your loan is funded.

Terms: Choose any repayment term from 6 to 60 months to land on a monthly payment that fits your budget.

Credit: Credit scores as low as 600 may qualify, and checking what you qualify for will not affect your credit score.

Minimum purchase: Your cart needs to reach $500 in financing-eligible products before financing appears as a payment option. This can be a single item or several items combined.

Maximum loan amount: Each loan is subject to a maximum amount of $5,000. Borrowers can have more than one loan.

Eligible products: Refrigerators and air purifiers are eligible today, with more categories on the way.

Who can apply: LADWP residential electric and SoCal Gas customers who are legal residents of California  (the applicant must live in California and have a Social Security number (ITINs are not accepted)). KeyPoint Credit Union membership is required.

APRs and other credit terms are set by KeyPoint Credit Union and are subject to change without notice, and all credit is subject to approval. For current rates and full details, please contact KeyPoint Credit Union support directly at greenlending@kpcu.com or call 408-731-4160.